.raf-wrap,
    .raf-wrap * {
      font-family: 'Lato', sans-serif !important;
      box-sizing: border-box;
    }
    .raf-wrap *,
    .raf-wrap *::before,
    .raf-wrap *::after {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
      text-align: left !important;
    }
    .raf-wrap {
      background: #fff;
      color: #222;
      line-height: 1.6;
      font-size: 14px;
      max-width: 1350px;
	  width:100%;
	  margin:0 auto;
    }
    .raf-wrap a { text-decoration: none; color: inherit; }

    /* CONTAINER */
    .raf-container {
      max-width: 100%;
      margin-left: auto !important;
      margin-right: auto !important;
      padding-left: 32px;
      padding-right: 32px;
      width: 100%;
    }

    /* ============================================================
       HERO BANNER — two-column: text left, reward card right
    ============================================================ */
    .raf-hero {
      background: linear-gradient(120deg, #13066c 0%, #13066c 55%, #0a3d8f 100%);
      padding: 52px 32px 48px;
      position: relative;
      overflow: hidden;
    }
    /* Decorative circles */
    .raf-hero::before {
      content: '';
      position: absolute;
      right: -100px; top: -100px;
      width: 380px; height: 380px;
      border-radius: 50%;
      background: rgba(255,255,255,0.06);
      pointer-events: none;
    }
    .raf-hero::after {
      content: '';
      position: absolute;
      left: -60px; bottom: -100px;
      width: 260px; height: 260px;
      border-radius: 50%;
      background: rgba(255,255,255,0.04);
      pointer-events: none;
    }

    /* Two-column layout inside hero */
    .raf-hero-inner {
      max-width: 1350px;
      margin-left: auto !important;
      margin-right: auto !important;
      padding-left: 32px;
      padding-right: 32px;
      position: relative;
      z-index: 1;
      display: flex;
      flex-direction: row;
      align-items: center;
      gap: 48px;
    }

    /* Left: title + subtitle */
    .raf-hero-left {
      flex: 1;
      min-width: 0;
    }

    /* Right: "You Earn" reward card */
    .raf-hero-right {
      flex: 0 0 320px;
      width: 320px;
    }

    .raf-eyebrow {
      display: inline-flex;
      flex-direction: row;
      align-items: center;
      gap: 7px;
      background: rgba(255,255,255,0.12);
      border: 1px solid rgba(255,255,255,0.22);
      color: #a5d8ff;
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 1.8px;
      text-transform: uppercase;
      padding: 6px 14px;
      border-radius: 100px;
      margin-bottom: 18px;
    }

    .raf-hero-title {
      font-size: clamp(26px, 3vw, 40px);
      font-weight: 900;
      color: #fff;
      line-height: 1.2;
      margin-bottom: 16px;
    }
    .raf-hero-title .raf-gold { color: #ffd966; }

    .raf-hero-sub {
      font-size: 15px;
      color: rgba(255,255,255,0.84);
      line-height: 1.75;
      margin-bottom: 0;
    }

    /* ── "You Earn" reward card — right column ── */
    .raf-reward-highlight {
      background: rgba(255,255,255,0.14);
      border: 1px solid rgba(255,255,255,0.28);
      border-radius: 12px;
      padding: 28px 24px;
      display: flex;
      flex-direction: column;
      align-items: flex-start;
      gap: 16px;
      backdrop-filter: blur(8px);
    }

    /* Top row: icon + label */
    .raf-reward-top {
      display: flex;
      flex-direction: row;
      align-items: center;
      gap: 14px;
      width: 100%;
    }

    .raf-reward-icon-wrap {
      width: 56px;
      height: 56px;
      min-width: 56px;
      border-radius: 50%;
      background: #fff;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 26px;
      line-height: 1;
      flex-shrink: 0;
    }

    .raf-reward-top-text h4 {
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 1.6px;
      text-transform: uppercase;
      color: #a5d8ff;
      margin-bottom: 4px;
    }
    .raf-reward-top-text p {
      font-size: 18px;
      font-weight: 900;
      color: #ffd966;
      line-height: 1.2;
    }

    /* Divider */
    .raf-reward-divider {
      width: 100%;
      height: 1px;
      background: rgba(255,255,255,0.18);
    }

    /* Body text */
    .raf-reward-highlight-body p {
      font-size: 13px;
      color: rgba(255,255,255,0.88);
      line-height: 1.65;
    }

    /* Bottom badge */
    .raf-reward-badge-strip {
      display: flex;
      flex-direction: row;
      align-items: center;
      gap: 8px;
      background: rgba(255,217,102,0.15);
      border: 1px solid rgba(255,217,102,0.35);
      border-radius: 6px;
      padding: 9px 13px;
      width: 100%;
    }
    .raf-reward-badge-strip span {
      font-size: 12px;
      font-weight: 700;
      color: #ffd966;
      line-height: 1.4;
    }

    /* ============================================================
       HOW IT WORKS — 3 simple steps
    ============================================================ */
    .raf-steps-strip {
      background: #e1fafe;
      border-top: 3px solid #0a016c;
      border-bottom: 1px solid #c2eef5;
      padding: 22px 0;
    }
    .raf-steps-inner {
      max-width: 1350px;
      margin-left: auto !important;
      margin-right: auto !important;
      padding-left: 32px;
      padding-right: 32px;
      display: flex;
      flex-direction: row;
      align-items: flex-start;
    }
    .raf-step {
      flex: 1;
      display: flex;
      flex-direction: row;
      align-items: flex-start;
      gap: 10px;
      padding: 0 18px;
      border-right: 1px solid #b8e8f0;
    }
    .raf-step:first-child { padding-left: 0; }
    .raf-step:last-child  { border-right: none; }

    .raf-step-icon {
      font-size: 26px;
      line-height: 1;
      flex-shrink: 0;
      color: #0a016c;
      width: 32px;
      display: flex;
      align-items: flex-start;
      justify-content: center;
      margin-top: 1px;
    }
    .raf-step-body h4 {
      font-size: 13px;
      font-weight: 900;
      color: #0a016c;
      margin-bottom: 3px;
    }
    .raf-step-body p {
      font-size: 12px;
      color: #334;
      line-height: 1.5;
    }

    /* ============================================================
       FORM CARD
    ============================================================ */
    .raf-form-section {
      padding: 28px 0 40px;
    }

    .raf-card {
      background: #fff;
      border: 1px solid #dde3ec;
      border-radius: 6px;
      overflow: hidden;
      box-shadow: 0 2px 16px rgba(10,1,108,0.07);
      max-width: 860px;
      margin-left: auto !important;
      margin-right: auto !important;
    }

    /* Grey header rows — same style as original mockup */
    .raf-field-header {
      background: #f0f0f0;
      border-bottom: 1px solid #ddd;
      padding: 9px 18px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0 20px;
    }
    .raf-field-header span {
      font-size: 13px;
      font-weight: 700;
      color: #222;
    }

    /* Two-col input rows */
    .raf-field-row {
      padding: 10px 18px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 8px 20px;
    }

    /* Numbered friend rows — num | name | email */
    .raf-friend-row {
      padding: 7px 18px;
      display: grid;
      grid-template-columns: 26px 1fr 1fr;
      gap: 0 12px;
      align-items: center;
      border-bottom: 1px solid #f5f5f5;
    }
    .raf-friend-row:last-of-type { border-bottom: none; }

    .raf-row-num {
      font-size: 13.5px;
      font-weight: 700;
      color: #555;
    }

    /* Inputs */
    .raf-wrap input[type="text"],
    .raf-wrap input[type="email"],
    .raf-wrap textarea {
      width: 100%;
      border: 1px solid #ccc;
      border-radius: 3px;
      padding: 7px 9px;
      font-size: 13.5px;
      color: #222;
      background: #fff;
      outline: none;
      transition: border-color 0.18s, box-shadow 0.18s;
      display: block;
    }
    .raf-wrap input[type="text"]:focus,
    .raf-wrap input[type="email"]:focus,
    .raf-wrap textarea:focus {
      border-color: #0a016c;
      box-shadow: 0 0 0 2px rgba(10,1,108,0.10);
    }
    .raf-wrap textarea {
      resize: vertical;
      min-height: 100px;
    }

    /* Message */
    .raf-msg-header {
      background: #f0f0f0;
      border-top: 1px solid #ddd;
      border-bottom: 1px solid #ddd;
      padding: 9px 18px;
    }
    .raf-msg-header span {
      font-size: 13px;
      font-weight: 700;
      color: #222;
    }
    .raf-msg-body { padding: 12px 18px 16px; }

    /* Submit */
    .raf-submit-row {
      padding: 14px 18px 18px;
      display: flex;
      flex-direction: row;
      align-items: center;
      justify-content: space-between;
      gap: 14px;
      border-top: 1px solid #eee;
      flex-wrap: wrap;
    }
    .raf-disclaimer {
      font-size: 12px;
      color: #888;
      line-height: 1.5;
    }
    .raf-btn-send {
      display: inline-flex;
      flex-direction: row;
      align-items: center;
      gap: 7px;
      background: #159133;
      color: #fff;
      font-size: 14px;
      font-weight: 700;
      padding: 11px 26px;
      border-radius: 4px;
      border: none;
      cursor: pointer;
      transition: background 0.2s;
      letter-spacing: 0.3px;
      white-space: nowrap;
    }
    .raf-btn-send:hover { background: #13066c; }

    /* ============================================================
       TERMS
    ============================================================ */
    .raf-terms {
      margin-top: 16px;
      background: #e1fafe;
      border: 1px solid #b8e8f0;
      border-left: 4px solid #0a016c;
      border-radius: 0 4px 4px 0;
      padding: 12px 16px;
      font-size: 12.5px;
      color: #334;
      line-height: 1.65;
    }
    .raf-terms strong {	color: #0a016c;	font-size: 1rem;}
	.raf-terms ul {
		list-style: none;
		padding: 15px 0 0 15px;
		margin: 0;
	}
	.raf-terms ul li {
		list-style-type: disc;
	}

    /* ============================================================
       RESPONSIVE — Tablet ≤640px
    ============================================================ */
    @media (max-width: 900px) {
      .raf-hero-inner { flex-direction: column; gap: 28px; }
      .raf-hero-right { flex: none; width: 100%; max-width: 480px; }
    }

    @media (max-width: 640px) {
      .raf-hero { padding: 30px 16px 28px; }
      .raf-hero-inner { padding-left: 0; padding-right: 0; }
      .raf-hero-title { font-size: 22px; }
      .raf-hero-right { max-width: 100%; }

      .raf-steps-inner { flex-direction: column; gap: 14px; padding-left: 16px; padding-right: 16px; }
      .raf-step {
        border-right: none;
        border-bottom: 1px solid #b8e8f0;
        padding: 0 0 14px;
      }
      .raf-step:last-child { border-bottom: none; padding-bottom: 0; }

      .raf-field-header { grid-template-columns: 1fr; gap: 3px; }
      .raf-field-row    { grid-template-columns: 1fr; gap: 8px; }

      .raf-friend-row {
        grid-template-columns: 22px 1fr;
        grid-template-rows: auto auto;
        row-gap: 6px;
        column-gap: 8px;
        padding: 10px 12px;
      }
      .raf-friend-row input:last-child { grid-column: 2; }

      .raf-submit-row { flex-direction: column; align-items: flex-start; }
    }

    /* Mobile ≤420px */
    @media (max-width: 420px) {
      .raf-container,
      .raf-steps-inner  { padding-left: 12px; padding-right: 12px; }
      .raf-field-header,
      .raf-field-row,
      .raf-msg-header,
      .raf-msg-body,
      .raf-submit-row   { padding-left: 12px; padding-right: 12px; }
    }